12307 Zip Code First-Time Homebuyer Report for October

The 12307 zip code has a much older population than other areas in New York with a median age of 29 years. It is also much less affluent than average with a median income of $21,462 per household. The 12307 zip code market almost exclusively consists of detached houses, accounting for 100% of the current homes in the area. The best schools in the zip code are Iroquois Middle School and Niskayuna High School.

Price Range

Homes in the 12307 zip code are generally less expensive than others in the state with a median home value of $63,700 and an average list price of $50,092. With three homes sold in the 12307 zip code market over the last 30 days, we see no change from last week's numbers. However, fewer sellers came into the market in the same time frame, with 14 new listings for buyers to choose from.

Wonder which homes are generating the most buzz? Here are the most viewed listings in the 12307 zip code:

$101K   $199K  

Typical Dwelling

A six-bedroom detached home valued around $33,784 is considered a typical dwelling in the 12307 zip code. If a buyer was looking for a similar home, they would need good credit and a $6,757 cash down payment to get a mortgage with a 3.95% interest rate. The monthly payments would be $414 and the property tax rate is $28.44 per $1,000 of taxable assessed value.

Get started right now by checking out 12307 homes for sale or reviewing 12307 real estate trends.


Data reported through 10/13/2016

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