October's First-Time Homebuyer Report for 12197 Zip Code

The 12197 zip code is a zip code in New York with a median income of $39,947 per household. Besides being much less affluent than average, its population is much younger than others with a median age of 45 years. The 12197 zip code market is primarily made up of detached homes, currently accounting for 88% overall.

Price Range

The median value of homes in the 12197 zip code is $60,000, making it one of the lower priced areas in New York. At the same time, the average list price of available homes is presently $128,422. Over the last 30 days, the 12197 zip code market looked solid with one home sold, closing in on the average sales volume for the prior 12 months.

Curious as to which homes have been getting the most attention in the 12197 zip code? These listings have stirred up interest and produced the most views:

$189K   $115K   $124K  

Typical Dwelling

The typical dwelling in the 12197 zip code is a three-bedroom detached home worth about $132,755. To purchase a similar home, a buyer with good credit and a $26,551 cash down payment could obtain a mortgage with a 3.95% interest rate and a $316 monthly payment. The property tax rate is $21.05 per $1,000 of taxable assessed value.

Get started right now by checking out 12197 homes for sale or reviewing 12197 real estate trends.


Data reported through 10/13/2016

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