October's First-Time Homebuyer Report for 12431 Zip Code

The population of the 12431 zip code is shrinking slower than the rest of New York, at a 10-year growth rate of -21.3%. It's a smaller-than-average zip code compared to the rest of the state, with 1,283 residents. The 12431 zip code is made up of homes that are relatively old with a median of 35 years.

Price Range

Home values in the 12431 zip code are generally in line with others in the state with a median home value of $162,600 and an average list price of $260,843.

Make sure you take a look at these eye-catching homes in the 12431 zip code that generated the most views from potential buyers:

$550K   $139K   $299K  

Typical Dwelling

A three-bedroom detached home valued around $363,975 is considered a typical dwelling in the 12431 zip code. If a buyer was looking for a similar home, they would need good credit and a $72,795 cash down payment to get a mortgage with a 3.95% interest rate. The monthly payments would be $1,637 and the property tax rate is $20.73 per $1,000 of taxable assessed value.

Get started right now by checking out 12431 homes for sale or reviewing 12431 real estate trends.


Data reported through 10/13/2016

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