This Web site is offered to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Web site constitutes your agreement to all such terms, conditions, and notices.

Definitions: The terms "HomeSnap.com," and "HomeSnap" are trademarks of HomeSnap.com, Inc., a Massachusetts corporation.

PRIVACY POLICY

User privacy is of utmost concern to us at HomeSnap.com, and as such, we've laid out the following policies governing your usage of this site:

• We may, from time to time, ask demographic or personal preference questions. You are never required to answer these questions. This data may be used for identification of overall site demographics, user preferences and tastes, and similar "getting to know our customers" purposes. We may disclose this data to third parties in order to provide our users with product information we feel meets the specific requirements or requests of our customers. We may also use user information to develop summary reports for our advertisers and partners.
• The choice of how much personal information you choose to disclose to HomeSnap.com is left completely up to you. Information provided by users and customers, once submitted becomes the property of HomeSnap.com.
• We may catalog traffic patterns throughout the site, including identifying browser and system data. We gather this data to optimize site conditions for our users. This data may also be provided to advertisers and potential advertisers so they may better evaluate their advertising options.
• We may occasionally send you email to provide you with information we think you may find useful. Additionally, if you take advantage of any email notification features, you will receive updates as frequently as warranted. Most email you receive from us will contain unsubscribe instructions should you wish to no longer receive email from HomeSnap.com.
• You may contact us at 888-784-0014 at anytime and make us aware of your desire to be removed for any particular email or offer. As this may be a manual process, we will remove you at our earliest possible convenience in accordance with your request.

If at any time you feel that HomeSnap.com has not adhered to this policy, please notify us by phone at 888-784-0014 and we will make all reasonable efforts to promptly determine and correct the problem.

CONTESTS AND PRIZES

HomeSnap.com may promote various contests and prizes on our corporate web sites. Any contest will be subject to the rules and conditions announced as part of the contest and does not obligate the entrant to use any services or products advertised or displayed on this web site. Our Internet contests typically feature prizes of products, gift certificates, or services provided by other companies. Any reference to these companies, their trademarks, logos, or graphics is for the sole advertisement of the product, gift certificate, or services of the particular company, and is not an endorsement of services, web sites, products or partners of HomeSnap.com, unless specifically indicated in a separate disclosure or promotion statement. In most cases, prizes are purchased from the supplier by HomeSnap.com for use in our contests.

PERSONAL AND NON-COMMERCIAL USE LIMITATION

This Web site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web site.

DISCLOSURE OF AFFILIATED BUSINESS RELATIONSHIPS

This is to give you notice that HomeSnap.com, Inc. ("HomeSnap.com") has business relationships with the companies described below. The nature of the relationship is provided below.

HomeSnap.com is a Massachusetts corporation engaged in providing the general pubic with real estate information, services and referrals to businesses and individuals that may be of interest to the general public and assist a customer with settlement services including, but not limited to, real estate brokerage, mortgage services, legal services, inspection services, insurance, financial and estate planning, accounting services, appraisal services and other services as described more fully in other areas of this web site. HomeSnap.com is owned by Snapcapital Trust.

Snapcapital Trust ("Snapcapital") is a Massachusetts Business Trust that also owns controlling interest in Loansnap.com, Inc., a Massachusetts corporation and mortgage broker. Loansnap.com, Inc. provides mortgage brokerage in the states where it is licensed, and current licensing disclosure can be found on its web site. In addition, certain trustees of Snapcapital and shareholders of Loansnap.com and HomeSnap.com are also owners, employees or shareholders in other affiliated real estate companies and mortgage brokers including Buyer's Network, Inc., Real-SELL Network and New England Home Funding, Inc. and other advertisers on this web site, and may receive compensation from one or more of these entities as a result of employment, stock dividends, or settlement services. HomeSnap.com and Loansnap.com were formed to provide advertising, real estate services and mortgage brokerage services to real estate buyers, real estate sellers, real estate owners and others, and the owners or shareholders may receive a return on their investment.

Lead Share Network ("LSN") and Sharesnap.com Software ("Sharesnap") are programs offered to real estate professionals and advertisers on this web site. A real estate professional includes but is not limited to any business, individual or entity that provides any general real estate service, real estate brokerage or settlement related service to the general public. The purpose of LSN is to provide a way for real estate professionals to advertise their services to the general public and provide a referral system for real estate professionals, supported by Sharesnap, in order to facilitate timely delivery of information to the real estate professionals and general public for the purpose of introducing real estate professionals to the general public and consumers, and further provide the general public with the opportunity to interview the real estate professionals and others advertised on this web site. Real estate professionals pay a fee to HomeSnap.com in order to advertise on this web site as well as participate in LSN and Sharesnap.

YOU ARE NOT REQUIRED TO USE HOMESNAP.COM, LOANSNAP.COM, INC. OR ANY COMPANY AFFILIATED WITH SNAPCAPITAL OR ITS RELATED BUSINESSES AS A CONDITION TO RECEIVE SETTLEMENT SERVICES FOR A REAL ESTATE TRANSACTION FROM ANY INDIVIDUAL OR ENTITY ADVERTISED ON THIS WEB SITE. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. HOWEVER, WE BELIEVE THAT THE ADVERTISED SERVICES DISPLAYED ON HOMESNAP.COM ARE COMPETITIVE IN THE MARKET PLACE.

The following business relationships do not have to be disclosed under federal law; however; Homesnap.com has decided to do so. We encourage you to contact us if you have any interest in the companies advertised on this web site or their services.

EQUAL HOUSING OPPORTUNITY AND LENDER

HomeSnap.com, Inc. subscribes to all HUD regulations, Equal Housing, Fair Housing, state and federal laws, and any rules of ethics and practice pertaining to lending and good business ethics. Please refer any questions regarding ethics and legal compliance to 888-784-0014. For more information visit www.hud.gov.

COPYRIGHT AND TRADEMARK NOTICES

© Copyright HomeSnap.com 1999 - 2007. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at this site is permitted without the written permission of HomeSnap.com, Inc.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, PRIZES, AND SERVICES PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. HOMESNAP.COM AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME.

ALL INFORMATION, PRODUCTS, PRIZES, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL HOMESNAP.COM AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF HOMESNAP.COM OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Web site, you warrant to HomeSnap.com that you will not use this Web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

LINKS TO THIRD PARTY SITES

This Web site may contain hyperlinks to Web sites or data operated by parties other than HomeSnap.com. Such hyperlinks and data are provided for your reference only. HomeSnap.com does not control such Web sites, and is not responsible for their contents. HomeSnap.com's inclusion of hyperlinks to such Web sites does not imply any endorsement of the material on such Web sites or any association with their operators.

REAL ESTATE BROKERAGE AND CONCIERGE SERVICES

HomeSnap.com, Inc. is a licensed real estate brokerage practicing real estate agency consulting including facilitation and buyer agency services in a fee for service business model.  Home buyers, sellers and real estate licensees can take advantage of HomeSnap.com’s free referral and information services provided on this Web site or through HomeSnap.com’s Concierge program for those consumers not interested in directly employing HomeSnap.com licensees. Currently, HomeSnap.com and its associated brokers and agents are licensed and provide services in all communities in either one or more of the following states: Massachusetts and Rhode Island.  HomeSnap.com, Inc. subscribes to all HUD, Equal Housing, Fair Housing, state and federal real estate laws, ethics and standards of good practice as may pertain to real estate brokerage.  More information on HomeSnap.com Brokerage, HomeSnap.com Concierge, and brokerage licensing disclosure can be obtained by calling 888-784-0014 x1010.

MULTIPLE LISTING SERVICE (MLS) AND HOME SEARCH DATA

MLS DATA:
The property listing data and information set forth herein were provided to HomeSnap.com through our MLS partners (including MLS Property Information Network, Inc.), from third party sources including sellers, lessors and public records, and were compiled by HomeSnap.com and other sources.  The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. More information regarding terms and use of data provided by third party sources to HomeSnap.com may be found on the Web sites and at the offices of the provider or by calling HomeSnap.com, Inc. at 888-784-0014 x1010.

OTHER HOME SEARCH DATA:
Home search data may include data as described above and data from other sources deemed reliable. HomeSnap.com may make this data available to site visitors, and HomeSnap.com and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

MODIFICATION OF THESE TERMS AND CONDITIONS

HomeSnap.com reserves the right to change the terms, conditions, and notices under which this Web site is offered.