January's First-Time Homebuyer Report for Rancho Bernardo

Rancho Bernardo is the second-most populous neighborhood in San Diego with 46,438 residents. It's also the fastest growing, at a 10-year growth rate of 135.1%. It should be noted that at 70.9%, most people own their homes in Rancho Bernardo. Heading the list of top schools in the neighborhood is Stone Ranch Elementary School.


If you're interested in the nightlife, one of the most popular places to get a drink in Rancho Bernardo, according to Foursquare, is BJ's Restaurant and Brewhouse. If you're looking to get a cup of coffee, a favorite is Bernardo Winery. You could also check out the popular Westfield North County, Apple North County, and H&M to do some shopping.

Price Range

Rancho Bernardo has some of the more expensive homes in the city with a median home value of $431,966 and a current average list price of $564,889. The Rancho Bernardo market may be experiencing a prolonged pullback as sales slumped again this week by 19.2% to 42 homes sold over the last 30 days.

Out of all the listings in Rancho Bernardo, these have been viewed the most. So be sure to see what all the fuss is about with these fabulous homes.

$375K   $439K   $594K  

Typical Dwelling

A three-bedroom detached home valued around $651,505 is considered a typical dwelling in Rancho Bernardo. If a buyer was looking for a similar home, they would need good credit and a $130,301 cash down payment to get a mortgage with a 3.95% interest rate. The monthly payments would be $2,248 and the property tax rate is $7.35 per $1,000 of taxable assessed value.

Get started right now by checking out Rancho Bernardo homes for sale or reviewing Rancho Bernardo real estate trends.

Data reported through 1/12/2017


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