January's First-Time Homebuyer Report for Santa Cruz County

Santa Cruz County is an average-sized county in California with 262,382 residents. Its population is growing slower than the rest of the state, at a 10-year growth rate of 2.6%. Santa Cruz, Watsonville, and Live Oak are its three most populated cities. It should be noted that at 51.9%, most people own their homes in Santa Cruz County. Heading the list of top schools in the county is Rio Del Mar Elementary School.


According to Foursquare, Crow's Nest Restaurant is the most popular spot to grab a drink in Santa Cruz County. If you'd like to grab some coffee, a popular spot is Gayle's Bakery & Rosticceria. And then for shopping, you might enjoy Bookshop Santa Cruz, Costco, and Whole Foods Market.

Price Range

Some of the more expensive homes in California are in Santa Cruz County with a median home value of $457,000 and an average list price for available homes currently at $896,421. Aptos Hills-Larkin Valley is the costliest place in the county with a median house value of 696,100.

Out of all the listings in Santa Cruz County, these have been viewed the most. So be sure to see what all the fuss is about with these fabulous homes.

$5M   $4.4M   $1.3M  

Typical Dwelling

The typical dwelling in Santa Cruz County is a three-bedroom detached home worth about $895,171. To purchase a similar home, a buyer with good credit and a $179,034 cash down payment could obtain a mortgage with a 3.95% interest rate and a $3,039 monthly payment. The property tax rate is $5.92 per $1,000 of taxable assessed value.

Get started right now by checking out Santa Cruz County homes for sale or reviewing Santa Cruz County real estate trends.

Data reported through 1/12/2017


Ask a local expert about this area:
Bailey Properties
Snapped 919 homes in this area
David Lyng Real Estate
Snapped 192 homes in this area
Keller Williams-Santa Cruz
Snapped 55 homes in this area

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